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1st Rate Capital offers a comprehensive array of loan services, including first mortgages, home equity loans, refinancing, home improvement loans, and debt consolidation loans. With a nationwide network of members, 1st Rate Capital offers the resources of a large company, while maintaining personalized service on the local level.  Here are a few products to name a few. 

 
30 Year Fixed - Super Conforming
30 Year Fixed - Conforming
15 Year Fixed - Conforming
5/1 Libor ARM - Conforming

30 Year Fixed - Super Conforming
Term: 30 years   Maximum Amount: $625,000
RatesAPRPoints
3.75%4.009%1.75%
4%4.198%1%

30 Year Fixed - Conforming
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
3.75%3.945%1%
4.875%4.994%0%

15 Year Fixed - Conforming
Term: 15 years   Maximum Amount: $417,000
RatesAPRPoints
3.25%3.595%1%
3.375%3.573%0%

5/1 Libor ARM - Conforming
Term: 30 years   Maximum Amount: $417,000
RatesAPRPoints
2.875%3.214%0%
3.125%3.382%1%



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $6,670. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $13,500. Your actual APR may be different depending upon these factors.