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1st Rate Capital offers a comprehensive array of loan services, including first mortgages, home equity loans, refinancing, home improvement loans, and debt consolidation loans. With a nationwide network of members, 1st Rate Capital offers the resources of a large company, while maintaining personalized service on the local level.  Here are a few products to name a few. 

 
30 Year Fixed - Super Conforming
30 Year Fixed - Conforming
15 Year Fixed - Conforming
5/1 Libor ARM - Conforming

30 Year Fixed - Super Conforming
Term: 30 years   Maximum Amount: $729,750
RatesPointsAPR
4.75%1%4.98%

30 Year Fixed - Conforming
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
4.5%1%4.762%
4.75%0%4.926%

15 Year Fixed - Conforming
Term: 15 years   Maximum Amount: $417,000
RatesPointsAPR
4.125%1%4.579%
4.375%0%4.678%

5/1 Libor ARM - Conforming
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
3.625%0%6.213%
3.875%1%6.396%



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.